Junior League of Pasadena Welcomes New Members

first_imgHome of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Community News Make a comment First Heatwave Expected Next Week 17 recommended0 commentsShareShareTweetSharePin it Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. More Cool Stuff Name (required)  Mail (required) (not be published)  Website  Subscribe Herbeauty7 Tips To Rejuvenate Winter Dry, Chapped LipsHerbeautyHerbeautyHerbeautyHere Are Indian Women’s Best Formulas For Eternal BeautyHerbeautyHerbeautyHerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeautyHerbeauty5 Things To Avoid If You Want To Have Whiter TeethHerbeautyHerbeautyHerbeautyPretty Or Not: 5 Things You Didn’t Know About BeautyHerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeauty Business Newscenter_img faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Donald CommunityPCC- COMMUNITYVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Community News Your email address will not be published. Required fields are marked * EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Top of the News The Junior League of Pasadena, Inc. (JLP) is excited to welcome 37 new members to its Provisional Class. Throughout this first year, the provisional class participates is various JLP training, teambuilding and community activities. The year concludes with Kids in the Kitchen (KITK), a one day health and nutrition event for area youth and families in Spring 2015. An initiative of the Association of Junior Leagues International, Inc., KITK is designed to help communities address childhood obesity and promote healthy and active lifestyles. This year’s provisional class is full of energy and ready to build on last year’s event that was attended by over 200 children and parents from the San Gabriel Valley.The JLP extends a warm welcome to the following new members:Michelle Acosta, PasadenaLisa Alberti, PasadenaJennifer Allen, PasadenaBriana Armour, Los AngelesCora Banta, PasadenaKatherine Bartscherer, AlhambraSummer Bishil, PasadenaHayley Boaz, PasadenaJulia Bowers, MonroviaAmy Brandt, PasadenaIrma Cabrera, ArcadiaSierra Chui, South PasadenaAmanda Coleman, HesperiaMary Dula, La VerneJenna Ewald, PasadenaSara Hatch, PasadenaEmily Hofer, AltadenaKatie Houghton, Los AngelesSusanna Kwan, PasadenaCelene Lyddon, South PasadenaNicolette Margi, CovinaLauren McLaren, AltadenaKacie Mele, GlendaleLorena Nader, PasadenaLeah Rodemich, PasadenaParnian Ross, PasadenaMarcie Sabatella, PasadenaMelissa St. John, Sun ValleyJessica Stoller-Conrad, PasadenaKelly Sun, PasadenaHannah Swanson, Los AngelesMelanie Thomas, PasadenaJade Ulrich, AlhambraLinda Whittlesey, ArcadiaNicole Whorton, PasadenaSuzanne Wilhelm, MonroviaLisa Zastrow, Los AngelesAbout Junior League of Pasadena, Inc.Founded in 1926, the Junior League of Pasadena is a nonprofit organization of women committed to promoting voluntarism, developing the potential of women, and improving communities through the effective action and leadership of trained volunteers. Past projects have included Madison Elementary School, Kidspace Museum, and the Pasadena Senior Center. To receive further information, please contact the Junior League of Pasadena at (626) 796-0244 or visit their Web site at www.MyJLP.com. Community News Junior League of Pasadena Welcomes New Members From STAFF REPORTS Published on Wednesday, November 5, 2014 | 11:23 amlast_img read more

U.S. District Court Hands Down Servicer Fee Decision

first_img About Author: Robyn Katz Is Rise in Forbearance Volume Cause for Concern? 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Featured, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Melody R. Jones Data Provider Black Knight to Acquire Top of Mind 2 days ago Robyn Katz is the Managing Partner of McCalla Raymer LLC’s Florida Foreclosure Group. Katz is an authority on creditors’ rights and foreclosure and eviction law and has been practicing in these areas since 1999. Ms. Katz leads the firm’s Florida foreclosure offices, which are located throughout the state, in Fort. Lauderdale, Orlando, Panama City and Tampa. Tagged with: Attorney’s Fees Loan Servicers Subscribe About Author: Susan Reid Susan Reid joined McCalla Raymer, LLC as General Counsel in 2010. An industry icon, she has over 25 years of experience in commercial and residential real estate and mortgage banking. Immediately prior to joining the Firm, she spent 15 years as Associate General Counsel for Fannie Mae.  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Attorney’s Fees Loan Servicers 2016-01-09 Brian Honea The Best Markets For Residential Property Investors 2 days agocenter_img U.S. District Court Hands Down Servicer Fee Decision Related Articles Melody Jones specializes in residential real estate; specifically, foreclosure, and title clearance. She currently serves as Managing Partner of McCalla Raymer’s Foreclosure and Title Clearance Groups in the states of Alabama and Georgia. January 9, 2016 4,543 Views Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Share Save Home / Featured / U.S. District Court Hands Down Servicer Fee Decision The Best Markets For Residential Property Investors 2 days ago By Susan Reid, Robyn Katz, and Melody R. JonesIn Kevin Prescott v. Seterus, Inc., No. 15-10038, 11 Cir.; 2014 US App. LEXIS 20934, the court ruled that the defendant loan servicer, Seterus, violated § § 1692e(2) and 1692f(1) of Fair Debt Collection Practices Act (FDCPA), as well as the FCCPA (Florida Statute 559.55 et seq.) by including estimated attorney’s fees in a reinstatement quote to the borrower, Kevin Prescott. The court found that while the security agreement obligated Prescott to pay for attorney’s fees and other expenses actually incurred by the loan servicer as a result of his default nothing in the security agreement explicitly stated that Prescott must pay estimated fees and costs for future legal services.The question before the court was whether the least sophisticated consumer would have nonetheless understood the security agreement to obligate Prescott to pay such fees; the court held the answer to be no. The court further held the Defendant was not entitled to benefit from a bona fide error defense, as estimated fees/costs were not included as a result of an error.It is important to note that as a result of this decision, as well as two similar opinions in other jurisdictions, James L. Beard v. Ocwen Loan Servicing, LLC, Udren Law Offices, PC, and Cathy Moore, Civil No., (1:14-CV-1162, USDC, M.D.  Pennsylvania) and Dale Kaymark v. Bank of America, N.A. and Udren Law Offices, P.C., (W.D. Pa. No. 2-13-CV-00419), great care should be taken to include only incurred fees and costs in reinstatement or payoff quotes. Any other practice could expose servicers and law firms to liability.COMPLIANCE SUGGESTIONS FOR JUDICIAL STATES Law firms and servicers should be diligent to eliminate forecasted/estimated fees from their reinstatement and payoff quotes. Diligence should be exercised in providing the borrower with the most accurate figures available in a timely manner. Due to the timing of the requests for the reinstatement or payoff quotes versus the timing of the actions taken in the mortgage foreclosure cases, there may be fees or costs incurred during the time period between when the quote is provided and when the funds are due to be tendered (the “good through” date.)  This may result in fees or costs not being included in the amounts tendered by the borrowers.Servicers should consider significantly reducing the length of time payoff and reinstatement quotes are viable (shorten the good through date.) Servicers may want to require borrowers to contact the foreclosure law firm by email or phone at least two business days prior to tender of funds in order to update the quote. This will reduce the likelihood of additional fees and costs being incurred in the interim. In Florida, if there is a foreclosure case filed, the foreclosure firm must take the necessary steps to dismiss the foreclosure action once the loan has been reinstated or paid off. The attorney’s fees to dismiss the case, which may be construed as forecasted prior to the tender of funds, should not be included in reinstatement or payoff quotes. It is the expectation that the fees and costs related to filing the dismissal will be incurred and paid by the servicer.COMPLIANCE SUGGESTIONS FOR NONJUDICIAL STATESAs previously stated, law firms and servicers should be diligent to eliminate forecasted/estimated fees from their reinstatement and payoff quotes. Care should be exercised in providing the borrower with the most accurate figures available in a timely manner. Actions in non-judicial states move much more rapidly than judicial states. As such, fees and costs are usually incurred over short time frames. For example, publication costs are incurred the four weeks leading up to the sale date in some non-judicial states. Each week when a new publication runs, the cost increases.Often figures will be requested with good through dates leading up to just prior to sale or even 30 days or more in the future. It is also notable that the requests often are for “estimated” amounts. Providing estimates of potential future fees/costs is simply no longer advisable in light of Prescott. In order to reduce potential liability, consideration should be given to shortening the time frame of reinstatement and payoff quotes provided to borrowers to seven to 10 days. Further, when the fees and costs are requested in the client systems it is recommended that only incurred fees and costs be requested.  Servicers should strongly shy from providing quotes of long duration and any estimates to borrowers. 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