Sheriff’s Captain Reed Talks Coffee, Cameras and ‘Broken Windows’

first_img Subscribe Your email address will not be published. Required fields are marked * Sheriff’s Captain Christopher Reed of the Altadena Station meets with local residents.As with many coffee klatches, the hottest topic at the Coffee Gallery in Altadena last night was movies. But not favorite flicks or favorite stars. It was neighbors hosting film shoots, and film companies taking over neighborhoods.The Altadena Sheriff’s Station and Captain Christopher Reed held a “Coffee with the Captain” meeting last night and while movies took over a lot of the conversation, Captain Reed and four deputies handled subjects as varied as new deployments, horse and foot patrols and policing policy.A number of residents spoke out against both film companies and local homeowners being good neighbors and honoring the specifics of film permits by the LA Film Office. Reed assured the neighbors that local sheriff’s deputies are aware of the pitfalls of neighborhood shooting, but also emphasized that in a busy filming community like Altadena, it’s the responsibility of film companies to enforce matters like parking violations and the like.Captain Reed also announced a new deployment strategy in the area with regard to deputies. As he explained, the department formerly deployed three two-person teams on the night and swing shifts. Now, there is one two-person car and four one-person cars, putting a total of five cars out on the street.Speaking of cars, the Altadena Sheriff’s Station also deploys two Ford Explorers as part of the patrol fleet (through a grant from Supervisor Mike Antonovich) that feature 360-degree license plate readers, allowing the vehicles to automatically view, read and enter every license plate of every car they pass on the road.“Big Brother is definitely here,” Captain Reed joked.Reed also discussed the idea of “Broken Window” policing, which is reacting to every small violation, in order to prevent more serious violations. Former LAPD Chief Bill Bratton was a strong proponent of this type of law enforcement.“But,” said Captain Reed, “Ever since Ferguson and Baltimore, a lot of cops have decided they’re going to shut it down, it’s something called ‘de-policing,’ which I had never heard of. and which is something Sheriff (Jim) McDonnell does not favor, obviously.“So, even though our crime is down,” he continued, “believe it or not our arrests are up, and to be honest with you, they are for more minor offenses. That term “de-policing is something I don’t want to see here. I tell our officers, ‘Be the kind of officer you want patrolling your neighborhood when your wife, parents or husband is home alone.’”“We don’t want to go overboard, but if you’re a known gang member, and your tail light is out, my deputies are going to talk to you.”In addition, the Sheriff’s Station recently began bike and foot patrols on Lake and Lincoln Avenues, and said Reed, those will be continued at least once a month. The Sheriff’s office also utilizes a mounted horse patrol when necessary.Finally, asked about the things that community members could do to make Sheriff’s deputies jobs easier, the officers all agreed, “Call right away.”“Don’t wait until the suspicious person you’re watching walks out of a house with a TV set,” said Captain Reed. 0 commentsShareShareTweetSharePin it faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPasadena Water and PowerPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Make a comment Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Business News More Cool Stuff Top of the News center_img Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Community News First Heatwave Expected Next Week Community News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS HerbeautyRed Meat Is Dangerous And Here Is The ProofHerbeautyHerbeautyHerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeautyHerbeauty11 Ayurveda Heath Secrets From Ancient IndiaHerbeautyHerbeautyHerbeautyPretty Or Not: 5 Things You Didn’t Know About BeautyHerbeautyHerbeautyHerbeauty7 Tips To Rejuvenate Winter Dry, Chapped LipsHerbeautyHerbeautyHerbeautyHere Are Indian Women’s Best Formulas For Eternal BeautyHerbeautyHerbeauty Name (required)  Mail (required) (not be published)  Website  Public Safety Sheriff’s Captain Reed Talks Coffee, Cameras and ‘Broken Windows’ Sheriff’s Captain Reed shares java and crime tips By EDDIE RIVERA, Community Editor Published on Tuesday, September 29, 2015 | 4:11 pmlast_img read more

U.S. District Court Hands Down Servicer Fee Decision

first_img About Author: Robyn Katz Is Rise in Forbearance Volume Cause for Concern? 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Featured, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Melody R. Jones Data Provider Black Knight to Acquire Top of Mind 2 days ago Robyn Katz is the Managing Partner of McCalla Raymer LLC’s Florida Foreclosure Group. Katz is an authority on creditors’ rights and foreclosure and eviction law and has been practicing in these areas since 1999. Ms. Katz leads the firm’s Florida foreclosure offices, which are located throughout the state, in Fort. Lauderdale, Orlando, Panama City and Tampa. Tagged with: Attorney’s Fees Loan Servicers Subscribe About Author: Susan Reid Susan Reid joined McCalla Raymer, LLC as General Counsel in 2010. An industry icon, she has over 25 years of experience in commercial and residential real estate and mortgage banking. Immediately prior to joining the Firm, she spent 15 years as Associate General Counsel for Fannie Mae.  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Attorney’s Fees Loan Servicers 2016-01-09 Brian Honea The Best Markets For Residential Property Investors 2 days agocenter_img U.S. District Court Hands Down Servicer Fee Decision Related Articles Melody Jones specializes in residential real estate; specifically, foreclosure, and title clearance. She currently serves as Managing Partner of McCalla Raymer’s Foreclosure and Title Clearance Groups in the states of Alabama and Georgia. January 9, 2016 4,543 Views Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Share Save Home / Featured / U.S. District Court Hands Down Servicer Fee Decision The Best Markets For Residential Property Investors 2 days ago By Susan Reid, Robyn Katz, and Melody R. JonesIn Kevin Prescott v. Seterus, Inc., No. 15-10038, 11 Cir.; 2014 US App. LEXIS 20934, the court ruled that the defendant loan servicer, Seterus, violated § § 1692e(2) and 1692f(1) of Fair Debt Collection Practices Act (FDCPA), as well as the FCCPA (Florida Statute 559.55 et seq.) by including estimated attorney’s fees in a reinstatement quote to the borrower, Kevin Prescott. The court found that while the security agreement obligated Prescott to pay for attorney’s fees and other expenses actually incurred by the loan servicer as a result of his default nothing in the security agreement explicitly stated that Prescott must pay estimated fees and costs for future legal services.The question before the court was whether the least sophisticated consumer would have nonetheless understood the security agreement to obligate Prescott to pay such fees; the court held the answer to be no. The court further held the Defendant was not entitled to benefit from a bona fide error defense, as estimated fees/costs were not included as a result of an error.It is important to note that as a result of this decision, as well as two similar opinions in other jurisdictions, James L. Beard v. Ocwen Loan Servicing, LLC, Udren Law Offices, PC, and Cathy Moore, Civil No., (1:14-CV-1162, USDC, M.D.  Pennsylvania) and Dale Kaymark v. Bank of America, N.A. and Udren Law Offices, P.C., (W.D. Pa. No. 2-13-CV-00419), great care should be taken to include only incurred fees and costs in reinstatement or payoff quotes. Any other practice could expose servicers and law firms to liability.COMPLIANCE SUGGESTIONS FOR JUDICIAL STATES Law firms and servicers should be diligent to eliminate forecasted/estimated fees from their reinstatement and payoff quotes. Diligence should be exercised in providing the borrower with the most accurate figures available in a timely manner. Due to the timing of the requests for the reinstatement or payoff quotes versus the timing of the actions taken in the mortgage foreclosure cases, there may be fees or costs incurred during the time period between when the quote is provided and when the funds are due to be tendered (the “good through” date.)  This may result in fees or costs not being included in the amounts tendered by the borrowers.Servicers should consider significantly reducing the length of time payoff and reinstatement quotes are viable (shorten the good through date.) Servicers may want to require borrowers to contact the foreclosure law firm by email or phone at least two business days prior to tender of funds in order to update the quote. This will reduce the likelihood of additional fees and costs being incurred in the interim. In Florida, if there is a foreclosure case filed, the foreclosure firm must take the necessary steps to dismiss the foreclosure action once the loan has been reinstated or paid off. The attorney’s fees to dismiss the case, which may be construed as forecasted prior to the tender of funds, should not be included in reinstatement or payoff quotes. It is the expectation that the fees and costs related to filing the dismissal will be incurred and paid by the servicer.COMPLIANCE SUGGESTIONS FOR NONJUDICIAL STATESAs previously stated, law firms and servicers should be diligent to eliminate forecasted/estimated fees from their reinstatement and payoff quotes. Care should be exercised in providing the borrower with the most accurate figures available in a timely manner. Actions in non-judicial states move much more rapidly than judicial states. As such, fees and costs are usually incurred over short time frames. For example, publication costs are incurred the four weeks leading up to the sale date in some non-judicial states. Each week when a new publication runs, the cost increases.Often figures will be requested with good through dates leading up to just prior to sale or even 30 days or more in the future. It is also notable that the requests often are for “estimated” amounts. Providing estimates of potential future fees/costs is simply no longer advisable in light of Prescott. In order to reduce potential liability, consideration should be given to shortening the time frame of reinstatement and payoff quotes provided to borrowers to seven to 10 days. Further, when the fees and costs are requested in the client systems it is recommended that only incurred fees and costs be requested.  Servicers should strongly shy from providing quotes of long duration and any estimates to borrowers. Previous: AACER: Pardon the Interruption. . .Bankruptcy Filings Resume Their Decline Next: The Week Ahead: Housing Policy and the State of the Union Addresslast_img read more